Freelance Break-Even Calculator 2026

Calculate exactly how much revenue you need each month — before you quit your day job. Free · No signup · Instant

Your Break-Even Analysis

Monthly Expenses
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Software, rent, insurance, etc.
Pre-Tax Monthly
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What you need before taxes
Break-Even Revenue
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Monthly revenue target
Min. Hourly Rate
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At 46 billable weeks
Annual Revenue
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Gross business revenue
Annual Take-Home
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After tax & expenses

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Quick Reference: Freelance Break-Even Scenarios

Monthly revenue needed to take home $5,000/month at 30% effective tax rate with standard expenses:

ScenarioMonthly ExpensesBreak-Even RevenueMin. Hourly Rate
Solo developer (low overhead)$500$7,857$51
Solo developer (medium overhead)$1,000$8,571$56
Designer with studio$1,800$9,714$63
Small agency (2 people)$3,500$17,143$112
Writer (minimal overhead)$300$7,571$49

How Break-Even Works for Freelancers

Your break-even point is the monthly revenue where business expenses, taxes, and your target take-home pay all balance to zero. Below this number, you're losing money. Above it, you're building profit.

Next Step: Price Individual Projects

Once you know your break-even, price each project to exceed it. Project Profit Forecaster Pro helps you build client-ready proposals with competitor benchmarking, risk buffers, and payment schedules.

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