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Monthly revenue needed to take home $5,000/month at 30% effective tax rate with standard expenses:
| Scenario | Monthly Expenses | Break-Even Revenue | Min. Hourly Rate |
|---|---|---|---|
| Solo developer (low overhead) | $500 | $7,857 | $51 |
| Solo developer (medium overhead) | $1,000 | $8,571 | $56 |
| Designer with studio | $1,800 | $9,714 | $63 |
| Small agency (2 people) | $3,500 | $17,143 | $112 |
| Writer (minimal overhead) | $300 | $7,571 | $49 |
Your break-even point is the monthly revenue where business expenses, taxes, and your target take-home pay all balance to zero. Below this number, you're losing money. Above it, you're building profit.
Once you know your break-even, price each project to exceed it. Project Profit Forecaster Pro helps you build client-ready proposals with competitor benchmarking, risk buffers, and payment schedules.